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When using same day payday loans to obtain advance funding on your paycheck, be careful that you have reserved yourself enough money in your wallet until the regular day of the loan repayment withdrawal. If the cash advance business attempts to transfer the amount of money borrowed and their fee from your account and there is not enough money, the payday advance lender will instantly assess you additional charges, let alone, the overdraft charges that you will incur from the bank. The best way to avert this is to contact the Payday Loans company and ask for a workable extension or ‘roll over’ period. Most of the rational lenders will permit you this request for a less expensive fee for a rational amount of time if you have called them in a timely manner.