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How are you going to react if you arrive home with a dripping ceiling? This is one water damage problem that usually occurs during the rainy season. If this happens, other parts of the house will be affected and will develop into a more serious problem. To stop water from destroying your property, what is appropriate is to seek professional help. The first thing that can be done is to call your insurance agent and check whether the damage is covered by the policy. If not, then ask if what you can do to minimize your expense or add to your insurance coverage to cover a damage like this one.