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Auto credit is a fast solution to anyone looking for a new car.They charged very high interest rates. In fact, several states have had to make laws when it was witnessed that several lots were found to charge as high as 25% interest. Moreover, the price of the car is also marked up. The borrowers applying to these places usually end up paying at least a couple of thousand dollars more than the car is worth One might think that there aren?t many options for them due to their bad credit score, but there are a number of online lenders which are ready to provide the auto credit financing at acceptable interest rates.