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Not all credit bureaus offer a total ongoing Free Credit Report as many times as you want. There is a fee involved if you want to continually receive quarterly reports. By way of the federal government’s access to annual credit dot com it is simple and easy to get a free annual copy. All you have to do is supply your name, birth date, social security number and previous addresses. There are 1 of 3 credit bureau’s to choose which one to handle your score sheet. Further queries require a small fee. Whether you pay or get a one time copy it still is an important document for employment, loans and fiscal progress.