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You’ve seen the stall in the mall or the grocery store – they have signs that proclaim they offer Cash Advance loans that are payable on your next pay period. These are not scams. This is actually a faster way to get a cash advance, especially if you are willing to wait in line for it. These stores ask you to complete the application form, which they will process right away. They will accept either a post dated check as payment, which they will deposit on the due date of the loan. Just make sure the funds are available by then – otherwise, you will get charged a hefty bank fee.